Blog & Helpful Articles

Most recent items are posted below. Please use our 'Categories' menu to find more helpful resources by topic.

White Paper: An In-Depth Look at Defined Maturity ETFs

23rd May, 2017

by

off

White Paper: An In-Depth Look at Defined Maturity ETFs

From: Guggenheim Investments

As the ETF market has evolved, so too has the depth and breadth of available products.

Defined maturity exchange traded funds (ETFs), a recent structural innovation in the rapidly growing ETF market, have created a wide range of new opportunities for fixed income investors. Today, these ETFs provide sectorspecific exposure to fixed income markets, including segments of the market previously only accessible…

Real-World Index Annuity Returns

16th May, 2017

by

off

Real-World Index Annuity Returns

From: Financial Planning Association

  • This paper offers the first empirical exploration of fixed index annuity (FIA) returns based on actual contracts that were sold and actual interest that was credited.
  • FIAs are designed to have limited downside returns assocated with declining markets, and achieve respectable returns in more robust equity markets.
  • Studies that have criticized FIAs are usually based on hypothesized crediting rate formulae, constant participation rates and caps,…

11th May, 2017

by

off

3 Ways to Maximize the College Tour Experience

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

If your family is gearing up to make a college decision in the coming months, a tour of prospective campuses may be on your agenda. Here are a few strategic tips to help you compare higher education choices and get the most from your visit.

Explore Your Tour Options Well in Advance
Every college…

2017 Value of a fiduciary advisor: more than 4%

4th May, 2017

by

off

2017 Value of a fiduciary advisor: more than 4%

From: blog.helpingadvisors.com

Updating our annual “Value of an advisor” study for 2017 seems especially relevant given the spotlight that the DOL fiduciary rule has shone on all manner of fees in recent months. Regardless if the fiduciary rule is materially changed or not during the current delay, the fact remains that fees – and the value clients derive from them – are forefront…

27th Apr, 2017

by

off

5 Pilgrimages to Add to Your Bucket List

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Looking for a vacation that offers a spiritual break or the opportunity for introspection? Embarking on a pilgrimage where you walk historic paths and visit sacred sites may be the perfect vacation alternative. Here are a few historically significant options, whether you’re looking to go near or far.

International Destinations
Taking the time…

13th Apr, 2017

by

off

Is your policy’s coverage enough to protect you?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

True wealth is more than what you earn; what you retain and maintain also matters. Proper insurance coverage helps by protecting your assets from risks that can subtract value or cause costly harm. But do you have ample coverage? High net worth individuals often don’t. Many experience an insurance gap and require attention that’s above…

Retirement Basics: Fixed Index Annuities

12th Apr, 2017

by

off

Retirement Basics: Fixed Index Annuities

From: REAP, LLC.

How a Fixed Index Annuity could strengthen and protect your overall retirement plan.

When it comes to your retirement, a steady stream of income could make a difference in your later years. With a fixed index annuity, a portion of your retirement savings is protected from risk until it’s needed. What is a fixed index annuity? A fixed index annuity allows you to protect a portion…

30th Mar, 2017

by

off

Is now the time for a sabbatical?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

When was the last time you took a few vacation days and left work behind? In a 2016 Indeed poll of approximately 2,000 adults, 20 percent didn’t take a summer vacation and 59 percent of those who did worked while on the break. A busy work life with little to no time to unwind…

Just 1% More Can Make A Big Difference

22nd Mar, 2017

by

off

Just 1% More Can Make A Big Difference

From: forbes.com

Often it’s the little things in life that can make the biggest difference. That’s true when it comes to saving for retirement. Putting just 1% more into a tax-advantaged retirement account like a 401(k), 403(b), or traditional IRA could make a noticeable difference in your lifestyle in retirement.

“The retirement savings mountain might appear imposing from a distance, but the climb isn’t as…

16th Mar, 2017

by

off

3 Pitfalls That Can Impact Your Retirement Savings

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

A long-term savings strategy like planning for retirement relies on small steps taken over an extended period of time. Make sure you’re on track by avoiding these common mistakes.

Underfunding Retirement Accounts
Are you among the 71 percent of Americans who aren’t putting enough away for retirement? The most effective determining factors of…