Investment/Asset Allocation

White Paper: An In-Depth Look at Defined Maturity ETFs

23rd May, 2017

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White Paper: An In-Depth Look at Defined Maturity ETFs

From: Guggenheim Investments

As the ETF market has evolved, so too has the depth and breadth of available products.

Defined maturity exchange traded funds (ETFs), a recent structural innovation in the rapidly growing ETF market, have created a wide range of new opportunities for fixed income investors. Today, these ETFs provide sectorspecific exposure to fixed income markets, including segments of the market previously only accessible…

Just 1% More Can Make A Big Difference

22nd Mar, 2017

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Just 1% More Can Make A Big Difference

From: forbes.com

Often it’s the little things in life that can make the biggest difference. That’s true when it comes to saving for retirement. Putting just 1% more into a tax-advantaged retirement account like a 401(k), 403(b), or traditional IRA could make a noticeable difference in your lifestyle in retirement.

“The retirement savings mountain might appear imposing from a distance, but the climb isn’t as…

Harvard Academics Reveal Blueprint For Avoiding Stock Crashes

8th Mar, 2017

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Harvard Academics Reveal Blueprint For Avoiding Stock Crashes

From: fa-mag.com

Good news for everyone waiting for a bubble to burst. Predicting sectorwide crashes in the equity market isn’t impossible.

That’s the conclusion of Harvard University researchers who studied boom-and-bust cycles in publicly traded U.S. industries since 1926. In a new paper, Robin Greenwood, Andrei Shleifer and Yang You found that while not every violent advance in shares ends in horror, those that do…

What the Academy’s Best Picture Voting Tells About Investing

8th Mar, 2017

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What the Academy’s Best Picture Voting Tells About Investing

From: news.morningstar.com

Opportunities exist to be exploited, but they don’t remain constant.

Not-So-Total Recall

Initially, the Academy of Motion Picture Arts and Sciences honored films that had been released over portions of the previous two years. That decision weakened the awards’ rhetorical power. For example, the Best Picture winner of the dinner held in March 1934, which was hosted by Will Rogers, could neither be…

6 Financial Concepts Taught by American Presidents

21st Feb, 2017

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6 Financial Concepts Taught by American Presidents

From: theentrustgroup.com

You don’t have to read far into The Art of the Deal to learn what drives President Donald Trump’s approach to finances and business. Its first line: “I don’t do it for the money. I’ve got enough, much more than I’ll ever need. I do it to do it. Deals are my art form.” Historically, presidents (and one founding father) have taken different…

The Dow just hit 20,000, but half of America missed out

28th Jan, 2017

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The Dow just hit 20,000, but half of America missed out

From: finance.yahoo.com

On Wednesday, the Dow Jones Industrial Average traded above 20,000 for the first time.

This barrier, which is more important psychologically than it is for actual investment decisions, had been in the market’s sights for over a month after the post-election rally that followed Donald Trump’s election sent stocks to new records.

Unfortunately, however, many Americans missed out.

Back in April 2016,…

Why diversification should pay off in 2017 and beyond

28th Jan, 2017

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Why diversification should pay off in 2017 and beyond

From: news-journalonline.com

Look at any one of the last few years and it’s easy to make the case that diversification is broken, and that you don’t need it.

Look out longer, however, and the forest becomes visible through the trees.

That said, after a series of years in which diversification didn’t pay off, 2017 may be the time where maintaining a diversified portfolio meets both…

Best Investments For Retirement Planning

12th Dec, 2016

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Best Investments For Retirement Planning

From: forbes.com

People invest for many reasons. As a hobby, for their ego’s sake or to meet a medium-term goal, such as paying for college.

All are reasonable choices, as far as that goes. Investing as a form of entertainment is no sin. Certainly CNBC would cease to exist, otherwise.

But most of us have a real, long-term goal. However you choose to express it, retirement, your golden years,…

Market Timing Costs Investors Big: Dalbar

28th Nov, 2016

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Market Timing Costs Investors Big: Dalbar

From: thinkadvisor.com

Dalbar’s annual study of investor behavior shows that self-directed investors work against themselves largely by chasing the market.

Investors are their own worst enemy, or so is the conclusion of Dalbar’s 22nd annual Quantitative Analysis of Investor Behavior study that compared equity fund returns of directed investments versus the market benchmark. This year’s study found that in 2015, investors returns came in at -2.28% for…

The next 4 years are going to be more difficult for investors

15th Nov, 2016

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The next 4 years are going to be more difficult for investors

From: marketwatch.com

A bear market will still come, and you are still responsible for saving enough for retirement

America voted for change on Tuesday. Whether you celebrate that result or dread it, don’t react by making significant changes to your investment portfolio.

Yes, the immediate aftermath of the election is greater market volatility, but that was obvious hours before the election results…